XRP funding today.
Live XRP/USDT perpetual funding across Bybit, Binance, and MEXC. Annualised, historical, and what the operator's actually doing with it.
XRP funding is flat (+4.47% ann) — neither side paying enough to make a carry worthwhile after fees. Watch the rate page, set an alert, and wait for a real signal.
30-Day History
Bybit · 8h settlement cadence
Other Rates
Reading the XRP rate
Every eight hours, Bybit, Binance, and MEXC settle a small payment between longs and shorts on the XRP/USDT perpetual contract. The size of that payment is the funding rate. Positive means longs pay shorts; negative means shorts pay longs. We annualise it (multiply the 8h figure by 3 × 365) so the number is comparable to the yields you see on lending products.
Above ±10% annualised is loud — somebody is paying real money to hold their side. Above ±25% rarely sustains for more than a few days. Around zero, the rate is mostly noise and the round-trip cost of a carry trade will eat any edge.
Two things we've learned running this on real capital: pick the venue where the rate is loudest at the moment you enter, and remember that an HL hourly rate of +0.001% is +8.76% annualised — not the same animal as a Bybit 8h rate of +0.001%.
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